Free FIF Calculator (CV Method) for New Zealanders
The Comparative Value method calculates actual gains and dividends across the year. NZ investors can switch to CV when a portfolio falls in value, capping FIF income at the lower of FDR and CV.
Your portfolio
$100,000
$
$108,000
$
$1,500
$
$0
$
FIF income (lower of)
$5,000
FDR method wins
CV income $9,500 vs FDR income $5,000. The lower figure is used.
CV income$9,500
FDR income (5%)$5,000
Taxable FIF income$5,000
About our FIF CV Method Calculator
Disclaimer: This calculator is for information only and does not constitute financial advice. Real-world figures may differ due to fees, rounding, rate changes, and policy specifics. Always confirm figures with the relevant provider before signing anything.