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Free FBT Method Optimiser for New Zealanders

The single rate (63.93%) is simple but expensive. The alternate or multi-rate methods can reduce FBT for employers with mostly lower-paid employees, at the cost of more attribution work at year end.

Your benefits

$100,000
$
$1k$500k
Employee mix
50%
%
0%100%
Recommended method
Multi-rate
approx $33,000 in FBT

With $100,000 of benefits and a mostly low-paid workforce, the multi-rate method usually wins.

Single rate (63.93%)$63,930
Alternate rate (49.25%)$49,250
Multi-rate (estimate)$33,000
PickMulti-rate

About our FBT Method Optimiser Calculator

Disclaimer: This calculator is for information only and does not constitute financial advice. Real-world figures may differ due to fees, rounding, rate changes, and policy specifics. Always confirm figures with the relevant provider before signing anything.