Free Budget Calculator for New Zealanders
A quick monthly budget. Drop in income and the main spending categories and the calculator returns the surplus, deficit, and savings rate. Numbers update live.
Your month
$5,500
$
$2,000
$
$700
$
$400
$
$300
$
$600
$
$400
$
Monthly surplus
$1,100
7.3% savings rate
Based on $5,500 income and $4,400 total spend.
Total expenses$4,400
Saving$400
Surplus / deficit$1,100
Savings rate7.3%
About our Budget Calculator
Disclaimer: This calculator is for information only and does not constitute financial advice. Real-world figures may differ due to fees, rounding, rate changes, and policy specifics. Always confirm figures with the relevant provider before signing anything.