Free Property Location Cost Calculator for New Zealanders
Total annual cost of owning a home, by region. Median price drives the mortgage; rates and insurance vary widely between Auckland, Wellington, Christchurch and the regions.
Your numbers
$900,000
$
80%
%
6.50%
%
$3,800
$
$2,400
$
Total annual cost
$60,808
mortgage + rates + insurance
Based on a $900,000 home at 80% LVR, 6.50%, $3,800 rates and $2,400 insurance.
Mortgage repayments (annual)$54,608
Council rates$3,800
Insurance$2,400
Weekly equivalent$1,170
About our Location Cost Calculator
Disclaimer: This calculator is for information only and does not constitute financial advice. Real-world figures may differ due to fees, rounding, rate changes, and policy specifics. Always confirm figures with the relevant provider before signing anything.