Free Commercial Property Purchase Calculator for New Zealanders
Buying a commercial property is different from a residential rental. Yields are typically higher (5-7%), but tenants are scarcer and lenders usually want at least 35% deposit.
Your purchase
$1,500,000
$
$95,000
$
$15,000
$
$525,000
$
7.20%
%
Net yield
5.33%
net of owner outgoings
Based on a $1,500,000 commercial property at $95,000 annual net rent.
Net rent (after outgoings)$80,000
Annual mortgage cost$80,200
Annual cashflow-$200
Loan to value65%
About our Commercial Property Calculator
Disclaimer: This calculator is for information only and does not constitute financial advice. Real-world figures may differ due to fees, rounding, rate changes, and policy specifics. Always confirm figures with the relevant provider before signing anything.