Free Trauma Cover Calculator for New Zealanders
Trauma (critical illness) pays a lump sum on diagnosis of a serious condition like cancer, heart attack or stroke. A common starting point is 3-5x your annual income, sized to clear debts and bridge a recovery period.
Your situation
$95,000
$
3×
$50,000
$
35 years
years
Suggested trauma cover
$335,000
3× income plus debts
Based on income of $95,000, multiple of 3×, plus $50,000 debts.
Income multiple component$285,000
Debt clearance$50,000
Indicative monthly premium
Annual premium$840
About our Trauma Cover Calculator
Disclaimer: This calculator is for information only and does not constitute financial advice. Real-world figures may differ due to fees, rounding, rate changes, and policy specifics. Always confirm figures with the relevant provider before signing anything.