Free Contents Sum Insured Calculator for New Zealanders
Most people underestimate the value of their contents. Adding up replacement cost room by room usually lands well above what the rough rules of thumb suggest.
Your household
3
$8,000
$
$5,000
$
Suggested contents cover
$73,000
indicative replacement cost
Based on 3 bedrooms at standard quality, plus $13,000 in electronics and jewellery.
Living areas$15,000
Bedrooms$24,000
Kitchen, bathroom, laundry$15,000
Clothing & personal effects$6,000
Plus electronics & jewellery$13,000
About our Contents Sum Insured Calculator
Disclaimer: This calculator is for information only and does not constitute financial advice. Real-world figures may differ due to fees, rounding, rate changes, and policy specifics. Always confirm figures with the relevant provider before signing anything.