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Free Yield to Maturity Calculator for New Zealanders

Yield to maturity is the annualised return on a bond if held to maturity, accounting for coupon income and any capital gain or loss versus today's price. This calculator uses the standard approximation formula.

Your bond

$1,000
$
$1k$100k
$950
$
$500$100k
5.00%
%
0%15%
10 years
yrs
130
Coupon frequency
Approximate YTM
5.64%
annualised return if held to maturity

$1,000 face at 5.00% coupon, priced $950, 10 years remaining.

Current yield (coupon / price)5.26%
Annual coupon income$50
Total coupons over life$500
Capital gain at maturity$50

About our Yield to Maturity Calculator

Disclaimer: This calculator is for information only and does not constitute financial advice. Real-world figures may differ due to fees, rounding, rate changes, and policy specifics. Always confirm figures with the relevant provider before signing anything.