Home/ Finance/ Vehicle Loan
Finance Calculator

Free Vehicle Loan Calculator for New Zealanders

Vehicle loans cover any motorised transport: cars, utes, vans, motorbikes, scooters. NZ rates run 9-17%, secured against the vehicle. Higher rates for older or specialist vehicles.

Your loan

$22,000
$
$2k$80k
12.50%
%
6%22%
5 years
years
17
Repayment frequency
Your repayment
$230
every fortnight

Based on a $22,000 vehicle loan at 12.50% over 5 years.

Loan amount$22,000
Total interest$7,500
Total paid back$29,500

About our Vehicle Loan Calculator

Disclaimer: This calculator is for information only and does not constitute financial advice. Real-world figures may differ due to fees, rounding, rate changes, and policy specifics. Always confirm figures with the relevant provider before signing anything.