Free Present Value of Annuity Calculator for New Zealanders
The present value of an annuity is the lump sum today that is equivalent to receiving a stream of equal future payments, given a discount rate. It is used for pricing bonds, valuing pensions, and comparing leases to purchases.
Your annuity
$1,000
$
5.00%
%
20 years
yrs
Frequency
Present value
$151,525
today's lump-sum equivalent
$1,000/month for 20 years discounted at 5.00%.
Total payments (undiscounted)$240,000
Total discount$88,475
Present value$151,525
About our Present Value of Annuity Calculator
Disclaimer: This calculator is for information only and does not constitute financial advice. Real-world figures may differ due to fees, rounding, rate changes, and policy specifics. Always confirm figures with the relevant provider before signing anything.